How to Secure Shipping Container Financing Near Me: A Step-by-Step Guide

shipping container financing near me

You can secure shipping container financing near me for just $1,350.00.

These versatile storage units cost less than what most people imagine. A standard 20-foot container’s price ranges from $1,300 to $5,000, based on its condition and location. The market offers used containers ($1,300-$3,000) and new ones ($3,500-$5,000). Various financing options make container ownership available to everyone.

The process offers great flexibility. You can get quick approval for up to $25,000 without any impact on your credit score. The financing terms span from 12 to 60 months. This lets you tailor your payment plan perfectly. Rent-to-own options extend up to 48 months, and you can boost your original down payment if needed.

This piece walks you through each step to secure shipping container financing in your area. We cover everything from financing choices to final delivery, which comes free from ftshippingcontainers.com. Your container project can start right now!

Understanding Shipping Container Financing

Shipping container financing helps you own these versatile steel structures through easy payment plans rather than paying everything upfront. Let’s learn how these financing options work and why they might be perfect for you.

What is shipping container financing?

Shipping container financing includes several payment methods that help spread the container’s cost over time. You’ll find options like traditional loans, equipment financing, lease-to-own programs, and installment plans. Most programs offer quick approvals and use soft credit checks that won’t affect your credit score. The payment terms stretch from 12 to 60 months, making containers available whatever your budget looks like.

Can you finance a shipping container or container home?

You can finance both standard shipping containers and container homes through different methods. Many suppliers’ direct financing options come with monthly payments as low as $61.36 for traditional containers. Container homes, which are modular structures, qualify for Conventional loans if they sit on permanent foundations with utility hookups. First-time container home buyers can also check out specific programs like the First Home Buyers/Builders scheme.

Common reasons to finance instead of buy outright

People choose financing over immediate purchases and with good reason too:

Ready to learn about shipping container financing in your area? Check out ftshippingcontainers.com for competitive rates that include free shipping to make your container purchase even more affordable.

Types of Financing Options Available at ftshippingcontainers.com

Comparison chart of container rentals, financing, and rent-to-own costs including price, payments, and total/net costs.

Image Source: Container One

Finding the right financing option makes container ownership more accessible. At ftshippingcontainers.com, several pathways exist to help you acquire the storage solution you need without breaking the bank.

Rent-to-own vs traditional financing

Rent-to-own programs offer a flexible pathway to ownership while traditional financing provides immediate possession. With rent-to-own options, you can start with just the first and last month’s payments if delivery is under 200 miles. For deliveries beyond 200 miles, typically 20% of the total serves as your initial payment.

Alternatively, purchase financing requires a FICA score above 550 and offers instant pricing with affordable rates. While rent-to-own plans can extend up to 48 months, purchase financing terms range from month-to-month to 12+ months. Both options include convenient payment methods via autopay, check, ACH, or online portal.

No credit check financing programs

Almost everyone qualifies for container financing at ftshippingcontainers.com since no credit check is required for rent-to-own programs. The approval process focuses on common-sense guidelines rather than credit history. Generally, verification simply ensures you’re a legitimate buyer with proper identification and valid delivery information.

Moreover, these flexible rental-purchase transactions aren’t classified as loans or credit arrangements, which eliminates interest rates. This straightforward approach makes container ownership possible despite past credit challenges.

How to finance a container home

Container homes, classified as modular structures, qualify for Conventional home loans. This financing option works best for existing properties already built on land or when purchasing a finished home.

Since appraisers can compare container homes to other modular and stick-built structures, securing approval becomes simpler than with other unique home types. Remember that municipalities require street access plus utility connections for electricity, water, and sewage.

Can you get shipping containers for free?

Despite occasional claims, functional shipping containers (wind and water-tight) almost never come free. Even containers with leaks maintain scrap metal value around $1,000. Consequently, your best option for affordable containers remains proper financing rather than hunting for free options.

For the most competitive prices, check ftshippingcontainers.com, which offers free shipping with your financing package, making the overall investment more manageable.

How to Secure Shipping Container Financing Near You at ftshippingcontainers.com

Getting financing for your shipping container at ftshippingcontainers.com takes just five simple steps. Your perfect container will arrive at your doorstep with shipping costs covered.

Step 1: Enter your ZIP code for local pricing

Your journey begins at ftshippingcontainers.com where you enter your ZIP code. The system shows local pricing for your area right away, which eliminates hidden costs later.

Step 2: Choose container size and condition

Pick the container that matches your needs from sizes like 20ft, 40ft, or 40ft HC. New and used options are accessible to more people. Each choice includes detailed specs and clear pricing that helps you decide confidently.

Step 3: Select a financing plan that fits your budget

The container selection leads you to flexible financing options. Rent-to-own programs extend up to 48 months, while traditional financing ranges from 12-60 months. You choose the plan that aligns with your financial goals.

Step 4: Submit your application online or by phone

The application process has been optimized for your convenience. Submit your details through the website or call directly. You only need basic identification and delivery information.

Step 5: Review terms and finalize your agreement

The final step lets you review your financing terms and delivery schedule. Once approved, your container delivery comes with free shipping to your location.

What to Expect After Approval

You’ve got approval for your shipping container financing! Here’s what happens next before you can start using your new container.

Delivery options and timelines

Your container will arrive within 2-3 business days after approval in most cases. Make sure you have a clear, available spot ready for your container. This preparation is vital for smooth delivery.

Down payment and monthly payment structure

Down payments usually range from 10-20% of the container’s cash price. Your delivery distance and property ownership status affect this amount. A higher down payment can lower your monthly costs. Your first payment comes due about 30 days after purchase.

Ownership transfer and early payoff options

Most financing partners give you flexible early payoff options with great benefits. You can settle your container within 90 days for the purchase price (excluding future payments). You also have the option to pay off anytime during your term with a 33% discount on remaining balances. Financing terms usually run up to 48-60 months.

Support and return policies

Third-party partners handle shipping container financing. These companies work directly with container suppliers. Your financing agreement shows your specific support channels and ownership transfer policies, which differ by provider.

Want more details about shipping container financing in your area? Visit ftshippingcontainers.com – we include free shipping with every financing package.

Conclusion

Shipping container financing is more available than most people think. This piece shows how containers that cost between $1,300-$5,000 can fit your budget through flexible financing options. The simple five-step process at ftshippingcontainers.com makes getting your container easy.

Container financing has several standout features. The range of options fits almost any budget. You can choose rent-to-own programs up to 48 months or go with traditional financing from 12-60 months. These programs need minimal paperwork and give quick approvals without impacting your credit score.

The advantages go beyond making containers affordable. You can keep your cash flow healthy, start customizing right away, and get better value than rentals in the long run. The best part? You can sell your financed container later and get much of your money back.

Your container arrives in 2-3 business days after approval. FT Shipping Containers beats other companies by including free shipping with every financing package – a big money-saving bonus. They also let you pay off early with a hefty 33% discount on remaining balances.

Want to start your container project? Head to ftshippingcontainers.com, type in your ZIP code, and find local prices with free shipping. Your perfect storage solution is ready with payments that match your needs and budget.

FAQs

Q1. What are the typical costs for shipping container financing? Financing costs vary, but you can secure a standard 20-foot container for as little as $1,300 to $5,000, depending on its condition. Used containers generally range from $1,300 to $3,000, while new ones cost between $3,500 and $5,000.

Q2. Do I need a good credit score to finance a shipping container? Not necessarily. Many financing options, especially rent-to-own programs, don’t require a credit check. Some traditional financing methods may have credit requirements, but there are options available for most financial situations.

Q3. How long are the typical financing terms for shipping containers? Financing terms are flexible, usually ranging from 12 to 60 months. Rent-to-own programs can extend up to 48 months, while traditional financing offers various term lengths to fit different budgets and needs.

Q4. Can I pay off my financed shipping container early? Yes, most financing partners offer early payoff options. You can often settle your container within 90 days for the purchase price, excluding future payments. Some providers even offer substantial discounts, such as 33% off the remaining balance, for early payoffs.

Q5. What should I expect after my shipping container financing is approved? After approval, you can typically expect delivery within 2-3 business days. You’ll need to prepare a clear, accessible location for placement. Your first payment is usually due about 30 days after purchase, and down payments generally range from 10-20% of the container’s cash price.